Personal Injury Attorney in St George

How Much Is Your Personal Injury Claim Worth?

Calculating out how much your accident injuries are worth is a critical part of any personal injury claim, and it’s the part of a claim that is the most difficult to determine. What makes it more difficult is that the amount varies depending on the circumstances in each case.

To determine what YOUR claim is worth, we help you determine what your “damages” are.

 

Here are some of the things we look at:

Medical and related expenses

Loss of income (including lost time for treatment)

Permanent physical disability or disfigurement

Loss of family, social, and educational experiences, including missed school or training, vacation or recreation, or a special event.

Emotional damages, such as stress, embarrassment, depression, or strains on family relationships — for example, the inability to take care of children, anxiety over the effects of an accident on an unborn child, or interference with sexual relations.

Damaged property.

How the Insurance Company Determines Your Claims Worth

When determining how much your claim is worth, it is simple to add up the money spent and income lost, but there is no precise way to put a dollar figure on pain and suffering or on missed experiences and lost opportunities. That’s where an insurance company’s “damages formula” comes in.

At the beginning of claim negotiations, an insurance adjuster adds up the total medical expenses related to the injury. These expenses are referred to as “medical special damages” or simply “specials.” That’s the base figure the adjuster uses to figure out how much to pay the injured person for pain, suffering, and other non-monetary losses, which are called “general” damages.

When the injuries are considered minor, the insurance company might multiply your specials by 1.5-2 to get the amount of general damages it thinks you should have. On the other hand, when the injuries are very severe, the multiplying factor can be as great as 5 or even higher.

Regardless of your injury, let The Justice Firm help you to determine the full amount of your claim so that you are fully compensated for your injury.

Call The Justice Firm Today for your free initial discussion about your personal injury claim

The Justice Firm (435) 986 8386